Whether you're expanding, refurbishing, buying stock or smoothing cash flow, we'll help you explore business loan options from our network of finance providers.
A business loan gives you a set amount of funding up front, which you repay — usually monthly — over a fixed period with interest.
Because you know what you'll repay and when, a loan can make it easier to plan. Depending on your business and the provider, loans may be unsecured or secured, and terms can range from a few months to several years.
Different structures suit different needs. We'll help you understand which may fit your business.
Funding that doesn't require you to put up a specific asset as security. A personal guarantee may be requested by the provider.
Loans secured against business or property assets, which may help you access larger amounts or longer terms.
Shorter-term funding to bridge a gap, cover a seasonal peak or take advantage of a time-sensitive opportunity.
A flexible facility you can draw on, repay and draw on again — useful for ongoing cash-flow management.
Support for everyday running costs such as wages, rent, suppliers and VAT bills.
Larger funding to open a new site, launch a product, hire staff or move into new markets.
Even profitable businesses can feel the squeeze when customers pay late, seasons shift or big bills land at once.
Working capital funding helps you cover day-to-day costs and keep things moving. Depending on how you trade, that might be a short-term loan, a revolving facility, invoice finance or a merchant cash advance — we'll help you work out which could suit you best.
Pay your team on time, even when customer payments are delayed.
Buy stock ahead of busy periods or take advantage of supplier discounts.
Spread the impact of VAT, corporation tax and other large bills.
Every provider has its own criteria, but these are the things they typically look at.
Tell us how much you need, what it's for and a little about your business.
We help you explore suitable loan options and explain the costs and terms clearly.
Choose the option that fits and we'll support you through to a decision and funding.
Answer a few quick questions and we'll come back to you with options that suit your business. It takes about 60 seconds.
Straightforward answers to the questions we hear most often.
It depends on your turnover, trading history, credit profile and the provider. Tell us what you need and we'll help you understand what may be realistic.
Timescales vary by provider and product. Some unsecured loans can be decided quickly once all documents are received, while secured loans usually take longer.
Not always. Unsecured loans don't require a specific asset as security, although providers often ask directors for a personal guarantee. Secured loans use an asset such as property.
Some providers consider businesses with past credit issues. We'll be honest about the options that may be available and won't make promises we can't keep.
Many loans allow early repayment, but some include early settlement fees. We'll help you check the terms before you commit.
