Get the vans, machinery and equipment your business needs without paying the full cost up front. Spread the cost over time and keep your cash working for you.
Asset finance helps you acquire the equipment and vehicles your business relies on, with the cost spread across fixed, regular payments.
The asset itself usually acts as security for the finance, which can make it easier to arrange than other types of funding. Depending on the agreement, you may own the asset at the end, return it, or upgrade to newer equipment.
The right structure depends on whether you want to own the asset, how long you'll use it and your tax position.
Spread the cost over fixed monthly payments. Once the final payment (and any option fee) is made, you own the asset.
Use the asset for most of its working life while the provider retains ownership. Payments may be offset against profits.
Use an asset for a fixed period and hand it back at the end — ideal for vehicles and tech you'll want to upgrade.
Release cash tied up in assets you already own to boost working capital or fund new investment.
Find the vehicle or equipment you need — from a dealer, supplier or private seller — and tell us about it.
We help you explore hire purchase, leasing or refinance options from our network of providers.
Once approved, the provider pays the supplier and you start using the asset straight away.
Answer a few quick questions and we'll come back to you with options that suit your business. It takes about 60 seconds.
Straightforward answers to the questions we hear most often.
Yes, many providers will finance used assets, although age and condition may affect the terms available.
Not always. Some agreements require a deposit or upfront payment, while others may be available with little or no deposit, depending on your circumstances.
With hire purchase, you usually own the asset once all payments are made. With leasing, the provider keeps ownership and you may return, extend or upgrade.
Some providers can finance assets bought privately, subject to checks. Tell us about the asset and we'll let you know your options.
Asset refinance lets you release cash from equipment or vehicles you already own, by using them as security for new funding.
