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About One Orbit Funding

Helping UK businesses find their own path to funding.

We believe every business moves in its own orbit — with its own pace, pressures and plans. Our job is to understand yours and help you explore funding and payment solutions that genuinely fit.

Clarity
Integrity
Flexibility
Partnership
One
Orbit
Why “One Orbit”?Our story

A takeaway that trades late into the night, a builder waiting on invoices, a retailer gearing up for Christmas — each one runs in its own orbit. Each needs something different from its funding.

That's the idea behind our name and our tagline: Every Business Needs Different Funding.

Business LoansWorking CapitalInvoice FinanceMerchant Cash AdvanceAsset FinanceCard Payments
Who we are

A UK funding broker focused on real businesses

One Orbit Funding helps small and medium-sized businesses across the UK explore flexible funding and card payment solutions.

Our team brings hands-on experience of business finance and payments, and we know how much time owners spend chasing quotes and comparing small print. We work with a network of finance and payment providers, so one conversation with us can open up a range of options — explained clearly, without pressure.

We work with businesses of all shapes and sizes, from sole traders and family-run restaurants to established limited companies in retail, trades, transport and professional services.

Our service approach

How we work with you

A simple, personal process — designed to save you time and help you make confident decisions.

01

Listen first

We start by understanding your business, how it trades and what you're trying to achieve — not by pushing a product.

02

Explore options

We help you explore suitable funding or payment options from our provider network and explain the pros and cons of each.

03

Support throughout

From paperwork to completion or card machine setup, you'll have one point of contact keeping things moving.

04

Stay in touch

As your business grows, your needs change. We're here when you need to review your funding or payments again.

Our values

What we stand for

The principles that guide every conversation we have with a client.

Clarity

Plain English, clear costs and honest explanations. You'll always know what you're signing up to and why.

Integrity

We recommend what genuinely suits your business, and we're open about how we're paid.

Flexibility

Every business is different, so we look across a range of products rather than one fixed solution.

Partnership

We aim to build long-term relationships, not one-off transactions — we succeed when you do.

Responsiveness

Business moves quickly. We aim to respond promptly and keep your enquiry moving.

Respect

Your time and your data matter. We treat both with care and handle your information securely.

What we do

Funding & payment solutions for UK businesses

Two core services, one dedicated team.

  • Business Loans — lump-sum funding for growth and investment
  • Working Capital — support for day-to-day cash flow
  • Merchant Cash Advance — repayments linked to your card sales
  • Invoice Finance — release cash tied up in unpaid invoices
  • Asset Finance — spread the cost of equipment and vehicles
  • Card Payment Solutions — card machines and competitive rates

Our commitment to you

We're a credit broker, not a lender. That means we don't lend money ourselves — we introduce you to providers who may be able to help.

  • We'll explain how we're paid before you proceed
  • We'll be clear about costs, terms and risks
  • We'll never pressure you into a decision
  • We'll handle your information securely and in line with UK GDPR
Let's talk

Let's find the right fit for your business

Whether you're planning for growth or smoothing out cash flow, we're ready to listen.